Speedy Home Refi does not sell your information to anyone or any company. We do not disclose any non-public personal and sensitive personal information of our current and former customers to anyone except as required by law. You are not required to opt-out of this provision.
Information We Collect and How It Is Used
We collect both public and non-public information about you in order to process your credit request. The information needed for your application and/or rate quote include name, property address, desired loan amount, financial information, and social security number. Other information we collect include, but not limited to, are phone number, email address, information from third party such as credit reporting agencies, etc. in order to process your application. We do not collect information of children.
How We Share Your Information
We share your information with third party companies or vendors for specific and legitimate business purposes that are directly related to your credit application. We may also share your information for quality purposes such as auditing, quality control, fraud detection or as required by law. We do not share or sell your information for advertising or marketing purposes.
Use of Cookies
We may use cookies to enhance your experience on our website. We also use a web analysis service provided by Google. Google may use data collected to track the use of Google Sites. However, we do not collect your personal information through the use of cookies.
Third Party Website
Our website may contain links to third party website which we do not have control of or responsible for their security and privacy. You are encouraged to review their policies regarding how they collect your information.
Notice to California Consumers
We conduct business in compliance with California Consumer Privacy Act (CCPA) and California Privacy Rights and Enforcement Act Of 2020 (CPRA).
The CCPA provides you with the following rights:
1. The right to know about the personal information we collect about them and how it is used and shared.
2. The right to delete personal information collected from them (with some exceptions);
3. The right to opt-out of the sale of their personal information.
4. The right to non-discrimination for exercising their CCPA rights.
The CPRA in 2020 further provides you with the following rights:
1. Consumers should know who is collecting their personal information, how it is being used, and to whom it is disclosed.
2. Consumers should have meaningful control of their personal information, including their sensitive personal information, and meaningful options over how it is collected, used, and disclosed.
3. Consumers should have access to their personal information and should be able to correct it, delete it, and take it with them from one business to another.
4. Consumers and their authorized agents should be able to exercise these rights through easily accessible self-serve tools.
5. Consumers should be able to exercise these rights without being penalized for doing so.
6. Consumers should be able to hold businesses accountable for failing to take reasonable precautions to protect their most sensitive personal information from hackers and security breaches.
7. Consumers should benefit from businesses' use of their personal information.
We collect, use, share, or disclose your information, including your sensitive personal information for specific, explicit, and legitimate business purposes only. We do not sell your information and you do not need to opt-out. We are required by law to keep your information for up to seven years. In applicable cases, you may be able to request us to correct or delete your personal information by writing to us at the email address below. We do not discriminate anyone for exercising their CCPA or CPRA rights.
Changes to Our Policy
This privacy policy may be updated periodically to reflect any changes in our processes.
For any question regarding this policy, please call us at 747-222-6511 or email us at SpeedyHomeRefi@gmail.com.
